Purchases made through Apple Pay, Samsung Pay, Google Pay, Garmin Pay and LG Pay mobile wallets will earn the cards highest rate. Kroger accepts debit and credit cards including, American Express, Discover, MasterCard, and Visa, just like all the other major grocery stores. That being said, you can only redeem rewards certificates earned through this card at Kroger and its Kroger Co. Family of Stores. And the good thing is, Venmo has a fantastic cash-back rewards program for Venmo card users. We are always adding new carriers to our service, if your carrier is not listed, be sure to check back from time to time. Click here to see a list of advertisers that we work with. MORE: The best credit card bonuses for new cardholders. Ive updated the post to correct that. You really need to do your homework, its not additional 25 cents its 55 cents. Generally speaking, when a retailer decides not to accept a certain type of credit card because of high interchange fees, American Express ( AXP 10.54%) or Discover ( DFS 2.51%) are the most . Kroger reserves the right to round net purchases up or down to the whole dollar amount to disburse rewards points. As part of our ongoing effort to protect and support our associates and customers, Kroger Pay is a secure way to pay for your groceries with no contact necessary. Upon approval for the Kroger Mastercard, if you dont already have a Kroger Co. Family of Stores Shoppers card number, 1 will be automatically assigned to you. Edit: a word. We accept relay calls. We accept relay calls. Yes, they do. This long-standing policy helps the company . Theres no annual fee for this card, but its important to note the wide variance in APR the better your credit, the better your assigned APR percentage and vice versa. Kroger exclusively accepts credit and debit cards, American Express cards, personal checks, and cash as a method of payment. The use of technologies, such as cookies, constitutes a share or sale of personal information under the California Privacy Rights Act. Please check with your carrier to determine if the Prepaid Phone Cards sold on Giftcards.kroger.com will work in countries other than the United States. The $0-annual-fee card, issued by U.S. Bank, does offer a high rate in the somewhat unique category of. 2% back at Kroger-owned stores. Solved. You will also receive a confirmation email with all your order details as soon as your order is approved. Terms apply to offers below. When should I receive my Prepaid Phone Cards? If you are having an issue with your order or the order has yet to be received, please contact giftcards.kroger.com Customer Service via the Contact Us page or by calling 844-217-4797. Our partners cannot pay us to guarantee favorable reviews of their products or services. Kroger accepts payment from Visa, MasterCard, Discover, and American Express. Have the order number and the recipients e-mail address available prior to making the call. Also, points are earned anywhere. Then you accessed me another $2.00 for some stupid reason and sent me a bill for $4.00. This information may be different than what you see when you visit a financial institution, service provider or specific products site. and You may shop online here at any time and pay by credit card when you place your order. Fill up your fridge - and your car - for less than you thought. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. With the Kroger Mastercard, rewards are earned on every purchase as long as the Kroger Mastercard is the payment method at the time of purchase (rewards cannot be applied retroactively). All this to say, your earnings ratio isnt really all that great. , but there's a cap on that spending, as well as some other limitations to be aware of. Instead, they are payment networks they process payments between banks and merchants for credit card purchases. To receive the discount, youll have to redeem at least 100 fuel points when you scan your card at eligible Kroger fuel centers. Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. on mobile wallet purchases for the first $3,000, then 1% thereafter, Save an additional 25 per gallon of fuel!Each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year.1, Earn Cash Back with every eligible net purchase.2, Earn an additional 25 off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year.1. Yes, you may purchase airtime as a guest. For Physical Gift Cards, what are the delivery options offered to me? If approved, please refer to the Cardmember Agreement included with your card at the time of opening. Im experiencing problems activating my gift card. Visa and Mastercard eGift cards can be purchased in the amount of $25, $50, and $100. Please contact Giftcards.Kroger.com customer service for assistance at 1- 844-217-4797. has been collected by NerdWallet and has not been provided or reviewed by the issuer of this card. Are there any restrictions on purchasing cards? She caught the travel bug just after high school when her grandmother took her on a 2-week, whirlwind trip around Europe. The late fee and returned payment fees on this card are average youll find fees similar to this with most other co-branded credit cards. Upon receipt of your card, youll need to call the phone number listed on the card to activate it. This $100 is applied in the form of a statement credit within the cardholders account and can take up to 6 to 8 weeks from the date earned to be disbursed. However, youll want to remember that the earnings ratio is pretty poor, youll only be able to use your rewards certificates within the Kroger Co. Family of Stores, and the extra fees and penalties can really add up if you carry a balance on the card. There you'll see a floating action button (+) in blue. For items that are shipped to you, they also accept Visa credit card payments. For rates and fees of the American Express Gold Card, click here. Some merchants do not accept American Express due to the significantly higher fees they charge the merchant for accepting it. *Subject to availability. 98 Get it as soon as Sunday, Oct 16 This Outsunny 6-7 Person Camping Teepee Tent is perfect for day trips, overnighters, and any beginner. The tax rate(s) are based on the billing address you provide. Youll need a minimum of $10 in rewards to redeem your cash back for statement credit or Real-Time Rewards. In most cases, when applying online you will receive the status of your application immediately. Since a physical gift card is not mailed, the recipient will receive notification of the Virtual Account via e-mail. What if there is a balance on the card when it expires? OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, 5 Things to Know About the Kroger Credit Card. Cash back earned with the Kroger Rewards World Elite Mastercard can be redeemed for statement credit, Kroger gift cards or Real-Time Rewards. New holders of the Kroger Rewards World Elite Mastercard can get 25 cents off per gallon of gas during the first year of using the card. All gift card sales are final. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Where required by state or local laws, taxes are applied to your order. I dont like your credit card, youre too GREEDY. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. The minimum credit score needed for approval on this card isnt officially listed by Kroger, Mastercard, or U.S. Bank. We want to make sure that you have your gift cards in hand before activating them. My Kroger Mastercard redeems 2,000 points for $20. May I purchase Prepaid Phone Cards for my friend's or family's phone(s)? Our opinions are our own. The use of technologies, such as cookies, constitutes a share or sale of personal information under the California Privacy Rights Act. I had one fraud incident and no problem getting customer service to handle it immediately. Hot Tip:Theres no limit to the amount of rewards points a cardholder can earn (other than the credit limit set by your account). How can I check the status of my application? I called and ask why the $2.00 charges and the lady I talked with took off the $4.00 charge. How are the eGift cards delivered and how long does delivery take? I was turned down after applying online within 10 seconds and it was reported to the credit bureaus just as fast as a hard pull on my credit reports. yes, Kroger accepts all major credit cards. She is based in Brooklyn, New York. For more information on our advertisers, see here. It earns 3% cash back at U.S. supermarkets, on up to $6,000 spent per year (then 1% back). This allows you to use your Kroger Family of Stores login credentials and have your fuel points applied automatically when purchasing gift cards. All Physical Gift Cards are shipped to the shipping address you provided at the time of purchase. How do I check the balance of my Visa or Mastercard eGift cards account? We will also stop shopping at Krogers and tell our friends and family to do the same. 1 point per $1 spent anywhere Mastercard is accepted. Blackhawk Network Inc. Privacy Notice Remember, your certificates expire a year from the issue date. Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. When evaluating offers, please review the financial institutions Terms and Conditions. All gift card sales are final. If the intended recipient does not receive their gift card, please contact support at 844-217-4797 or by going to our by going to our Contact Us page and submitting a request. What is SO BAD about my score that you felt it necessary to raise my interest rate??? If you are clicking on the log-in button and nothing is working, try to disable any pop-up blockers you may have turned on. To receive the discount, you'll have to redeem at least. As of Wednesday, the nation's largest supermarket chain is allowing the Visa payment network's credit cards. Per 1 cup: 350 calories, 12 g fat (7 g saturated fat), 850 mg sodium, 42 g carbs (1 g fiber, 8 g sugar), 17 g protein. Its been a very good card to me. Potential Annual Rewards of 384 dollars cash back. What credit cards do you accept for payment? Starting Aug. 14, the nation's largest supermarket chain will no longer accept Visa credit cards at 21 of its Foods Co. supermarkets and five gas stations in parts of California. Kroger refers to this as earning Inside Our Stores. This means youll earn 2 points per eligible net dollar spent at any Kroger Family Company, excluding its fuel centers. You'll select the amount you want to purchase for the carrier. Your card must be registered to obtain a replacement card. eGift Card orders may take up to 2-4 business hours from the time of purchase unless you specify a future delivery date. Kenley Young directs daily credit cards coverage for NerdWallet. Erin currently maintains her status as Alex's adventure-seeking partner-in-crime and contributes to Upgraded Points through in-depth content creation and relationship management. So far, weve talked about the basic benefits you get with a Kroger Mastercard. Reply to the text with Redeem to use your earned rewards as a statement credit for the purchases. Even store loyalists might be better off with a general cash-back card. Navigate to https://www.kroger.com/giftcardactivation, Enter your Gift Card UPC (This is an 11- or 12-digit number located on the back of your card), Once completed you will receive a confirmation email shortly afterwards to confirm that your gift card is active and ready to use. If there are questions regarding a branded card from the order, please use the contact information listed on the plastic card or eGift for assistance. Does Kroger accept ebt? We escalate your request and information to our gift card processor who works with each retail merchant (e.g., Target, Home Depot, Google, Panera, etc.) Yes. What happens if my Gift Card is lost or stolen? So how do we make money? If you maxed it out, you'd earn $150 in cash back before dropping down to the 1% rate for the rest of the year. The $0-annual-fee card, issued by U.S. Bank, does offer a high rate in the somewhat unique category of mobile wallet purchases, but there's a cap on that spending, as well as some other limitations to be aware of. Privacy Policy If your Card has expired or is about to expire, you may contact us at Customer Service to request a replacement card with a new expiration date at no cost. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. As the largest supermarket chain in the U.S. (by revenue), Kroger is a brand a lot of people quickly recognize. Want to earn free groceries? Do you provide a receipt for my online Gift Card purchase? (Kroger fuel centers are not eligible to earn 2% back.). directly; please visit the It offers: 5% cash back on eligible mobile wallet purchases on up to $3,000 spent per calendar year, then 1% after. That's because, for a co-branded product, it offers a relatively underwhelming rewards rate for actual shopping done within the Kroger brand. We accept Mastercard, Visa, Discover and American Express. Kroger provides detailed instructions on how to do so, whether you do or dont have a checking or savings account with U.S. Bank. No. It may take up to 4 (four) hours for you or your recipient to receive the Prepaid Phone Card. What Payment Methods Does Kroger Accept? What Type of Credit Cards Does Costco Accept . Considering the above 3 categories, Kroger has a tool to gauge how much you could earn in rewards per quarter: Heres another example for a basic per month* calculation of earnings: *We do find it a bit confusing that Kroger states in the fine print above the table that this is earnings during a typical 13-week Rewards cycle, which would imply a quarter, but it reports earnings for 1 month. If you need to reset your password, you can do so by visiting https://www.kroger.com/account/forgot-password/. From time to time, orders may require additional review that may add to the delivery timeframe. You can also enroll in Real-Time Rewards at this site and, once enrolled, youll be able to instantly redeem earned rewards after making qualifying Kroger Family of Store purchases. You may contact us at 1-844-600-7765 where one of our representatives will be able to assist you with completing the activation process. Can the Prepaid Visa or Mastercard Gift Card be used to get cash at an ATM? I havent received email confirmation that my card has been activated. to investigate and respond. Common for many co-branded credit cards, Krogers issuance of the 1-2-3 Rewards certificates ensures youll come back to spend your money within the Kroger Co. Family of Stores and nowhere else. only. Kroger Pay doesn't earn this elevated rate and will earn the 2% back you get for shopping at Kroger stores. Below, were outlining the card benefits, the rewards program details, and the cards fees and drawbacks, as well as some recommendations on alternative card options that could save you even more. For eGift Cards, your recipient will receive an email containing a link to their eGift Card. Kroger prepaid cards At Money Services, we have a number of reloadable prepaid cards available. You'll have to settle for the card's 2% rate, a somewhat disappointing return given that some store cards earn up to 5% back for in-brand purchases. MORE: NerdWallet's best rewards credit cards, If you get the Kroger Rewards World Elite Mastercard, you'll automatically be enrolled in Kroger's shopper loyalty program. All rights reserved. Other forms of payment accepted at Kroger include; SNAP/EBT To use your SNAP/EBT card, place your pickup order online via your Kroger app. Yes, they share with affiliates. If I just put my phone number in after a purchase at FM, will I still get rewards? In order to provide you with a seamless login experience, we are asking you to Authorize Blackhawk Network to access your profile information (including email address, name, address and, phone number) as well as your loyalty information. This site does not include all credit card companies or all available credit card offers that are on the market. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. We take your comments very seriously as they really help us to improve the site. From there you will be able to choose how you would like to redeem your rewards. While theres no overdraft fees or foreign transaction fees, youll notice some hefty penalties for grabbing a cash advance on this card, so youll want to avoid that at all costs! The Kroger Mastercard is issued by U.S. Bank National Association. Please check your spam and junk email folders (as well as promotions folder for Gmail). Hot Tip: You can also earn 50% more fuel points on grocery purchases if you link your Kroger Pay account, so dont forget to do this! Kroger says the . When I attempt to log in, nothing is happening. The Kroger Rewards World Elite Mastercard is your ticket to instant savings at the fuel station. How Delivery Works My score at that time was 805. If you wish to exercise those rights you will need to make requests to each company While we have nothing against Kroger, we think its definitely worth doing your research and considering all available options before choosing the right card for you. For starters, the mobile-wallet bonus category is subject to an annual spending cap of $3,000. The way Kroger issues rewards is fairly atypical compared to other co-branded rewards programs. The card offers a first-year gas bonus (and the potential to extend it), For more information about other options, see NerdWallet's roundup of, The best credit card bonuses for new cardholders, Information about the Kroger Rewards World Elite Mastercard. Absolute garbage rewards card. I was on hold for 60 minutes while the associate tried to contact Frys Fuel program. Anywhere Mastercard is accepted (only the Walmart Credit Card) So, you can use the Walmart Store Card at five types of merchants. YourKroger Rewards World Elite Mastercard, How can I apply for a Kroger Rewards World Elite Mastercard, Can I receive aKroger Rewards World Elite Mastercard, Can I use my significant other's Shoppers card number to apply for a Kroger Rewards World Elite Mastercard. To me you are a horrible credit card company. The allowance is stored on a member's Humana Spending Account Card. However, if you have a less than desirable credit score, youre looking at the high end of that range. Alternatively, you can check out as a guest, but you will not have the opportunity to earn fuel points as a guest user. Lets talk about APR first if youve got a good credit score youll likely land an APR on the lower end of the APR range. Click here to see a list of advertisers that we work with. Assigning Editor | Credit cards, credit scores. No. Be aware that Kroger has not been shy about removing credit cards from being accepted as a payment method at certain subsidiaries. Several purchases dont earn points, including (but not limited to) purchases at Kroger Fuel Centers, money orders, wire transfers, and travelers checks. (Credit card or no, membership is free and you can enroll online or in a Kroger-owned store.). Physical Retailer Gift Cards are not embossed. Kroger is one of the largest grocery store chains in the U.S., with over 2,700 stores across 35 states. The Kroger Co. Family of Stores is transitioning ownership of most of our convenience stores, including Kwik Shop, Loaf 'N Jug, Quik Stop Markets, Turkey Hill and Tom Thumb. No, this option is currently not available. You will also receive a confirmation email. Subject to credit approval. No cash access. While cardholders can earn cash back outside of Kroger and associated stores,. All financial products, shopping products and services are presented without warranty. No card is perfect but as a Kroger shopper, I love it! We believe everyone should be able to make financial decisions with confidence. International usage - Reload anywhere Visa or MasterCard are accepted 24/7 access - Manage your card online and on the go Load funds easily - By cash, check, direct deposit, and PayPal transfer Discover all the benefits of Kroger Rewards with straightforward pricing and no hidden fees. I would never get my $0.25/gallon discount at Frys fuel stations. More credit cards are piling on rewards for mobile wallet spending, For starters, the mobile-wallet bonus category is subject to an annual spending cap of $3,000. Kroger is one mile from my house and I used the gas discount consistently. Can a Visa or Mastercard eGift cards be used for foreign purchases? Terms apply see rates and fees. To receive this benefit, cardholders must scan, redeem points, and pay with their Kroger Mastercard. It is a very common occurrence that information is mis-keyed. If youre spending money consistently at supermarkets (we figure you are) and are looking for alternative credit cards, then wed highly recommend using cards that have big bonuses for money spent at supermarkets. Usually, eGift Cards are delivered within minutes of order completion. If thats the case, at some point youve probably been offered the opportunity to sign up for the Kroger credit card and wondered if it could really save you money. Take the, Blue Cash Everyday Card from American Express, . 1 Calculate how quickly you earn CASH BACK! Pay using your Kroger Rewards Mastercard. The eGift card can be used for online and telephone purchases anywhere that Visa debit cards are accepted in the US. If the eGift card does not arrive within the expected timeframe, contact customer service for assistance. For an entire year after card approval, Kroger Mastercard holders can earn an additional 25 off each gallon of fuel they purchase at a participating Kroger Co. Family of Stores fuel center when they earn at least 100 fuel points in a single month. In addition, as an Amazon Associate we earn from qualifying purchases. Pre-qualified offers are not binding. Funto Omojola started writing for NerdWallet in 2020. The 25-cent-per-gallon discount offer is not available in Louisiana or Missouri. 5. If approved, please refer to the Cardmember Agreement included with your card at the time of opening. My current score is 795. Not all Kroger grocery store locations in the U.S. have fuel centers where you can pump gas and redeem fuel points. MORE: More credit cards are piling on rewards for mobile wallet spending. The cards work everywhere Visa and Mastercard are accepted and can help you make payments with Venmo at stores that don't accept contactless payments. Any violation or abuse could result in disciplinary action up to and including termination. Keep all receipts in case of errors or unauthorized activity on your card. When I attempt to log in, what am I being asked to authorize? Love the convenience of my rewards card and my form of payment all on one card. Both entities have access to and control over Personal Data collected and processed on this Before we dig into the nitty-gritty details, let's start with the positives of the Kroger Rewards World Elite Mastercard. If you give them your phone number during checkout they should be able to tell you if your rewards number is still active. You can find more detailed information on these benefits online as well as in the Guide to Benefits received upon card approval. When evaluating offers, please review the financial institutions Terms and Conditions. May I use my bank Debit Card for order payment? NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. We may be compensated when you click on links from one or more of our advertising partners. Log into your Online Banking Account and click on Rewards tab to access the Rewards Center homepage. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Additional verification item(s) may be needed to validate. This influences which products we write about and where and how the product appears on a page. can help you find which fuel centers are closest to you. If youre earning 1 point to the dollar, youre earning 0.5 cents on each $1 you spend. If you do not receive the emails, please check your spam and junk folders.