They are even needed if the meeting did not result in a sale. (You can offer meals at educational events), Avoid absolute statements This is the best Medicare Advantage plan, You must have a sign in sheet but cannot require anyone to sign in. Prospects can use the site to compare plans, check doctors, run drug comparisons and enroll in plans. lock Secure .gov websites use HTTPSA Crowe and Associates offers a free Medicare lead program. An official website of the United States government. <>/Metadata 3591 0 R/ViewerPreferences 3592 0 R>>
If the materials are not generic in nature they will be considered marketing and require CMS review. website belongs to an official government organization in the United States. Sponsors still are falling behind in their postmarket reporting, according to the FDAs yearly update on progress of postmarketing requirements/commitments. By: Michelle M. Saavedra The most wonderful time of the year is here! endobj
hmo6 Official websites use .govA Lets say that your ideal client likes to listen to carol singers during the holidays, as a content creator, you could potentially create your very own festive song that describes your business and all the services you provide (health insuranc. 7500 Security Boulevard, Baltimore, MD 21244, An official website of the United States government, Marketing Models, Standard Documents, and Educational Material, CY2018MedicareMarketingGuidelines_Final072017 (PDF), CY2019 Medicare Communications and Marketing Guidelines (PDF), Medicare Marketing Guidelines 06.17.14 Updated with Issue Date (ZIP), CY 2016 Medicare Marketing Guidelines (PDF), Medicare Marketing Guidelines 06.28.13 (ZIP). Sign up to get the latest information about your choice of CMS topics. WebChapter 3 Medicare Marketing Guidelines For Medicare Advantage Plans, Medicare Advantage Prescription Drug Plans, Prescription Drug Plans, and 1876 Cost plans A Scope of Appointment form is used to document the types of plans you will be discussing with the client or prospect. on the guidance repository, except to establish historical facts. .gov x]nI}7\E23w=DHgs3"(JY'%PNFfV{g>7vu}6ULTugO'w~O]}'??.9{O~U5{`nv.!UMZ1C(=kUUh1/_f^J|giqT_^.'Z_. In addition, we are also providing clarification to the existing guidance. HXUJjz9"UQM`v$,VT,]Xh"N`%J5.rEJj`= #Ba.2EJjUHql.D`.^b1:eV=}oK/{7*v>GcxlLtttoN|,ty0wt6M[d1a.HqE2_4Emc"dRx9xz0}/h@c/4d"OM x>4iKnfqp)utAzcl(sZvtx^ The Centers for Medicare & Medicaid Services (CMS) received OMBs approval for the latest ANOC and EOC models through 12/31/21. endstream
endobj
startxref
On October 8, 2021, CMS released guidance regarding third-party marketing to Medicare Advantage organizations. In 2021, Medicare beneficiaries will have, on average, 33 Medicare Advantage plans and another 30 stand-alone Part D prescription drug plans available in their market. Sign up to get the latest information about your choice of CMS topics. 2 0 obj
2023 medical commissions for applications one to four will be paid $0 PMPM until the agent or agency reaches five medical applications. %PDF-1.7
%
Secure .gov websites use HTTPSA Stay away from using any absolute statements on materials or during presentations. The guidelines allow organizations offering both Medicare Advantage and Prescription Drug Plans the ability to reference one document when developing marketing materials. In the fall of 2017, CMS launched the Patients over Paperwork initiative. 189 0 obj
<>/Filter/FlateDecode/ID[<731268243A464E09A5CB70A201055789>]/Index[159 61]/Info 158 0 R/Length 118/Prev 733811/Root 160 0 R/Size 220/Type/XRef/W[1 2 1]>>stream
SOAs are needed for every face to face meeting. The SOA is used to document the type of products you will be discussing once you have a meeting. Communication pieces are more general and provide non specific information. Medical Insurance Commissions Medical commissions apply to all metal and which has been designated by CMS as meeting the requirements of an MA SNP as They cannot include plan specific information and cannot be intended to steer someone towards a specific plan. Meetings and presentation fall under one of three categories. https:// Commissions will be paid on posted premiums applied to the agents or agencys clients eligible cases. Free should also not be included in any description of part B premium, part B reduction plans or dual eligible status. 159 0 obj
<>
endobj
Any information we provide is limited to those plans we do offer in your area. This post will outline two of the moreRead more, Medicare Advantage vs Supplement Plans Sales As you can see in this post, Medicare Advantage vs Supplement Plans Sales have a few differences. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. https:// WebCMS COVID-19 Reporting Requirements for Nursing Homes June 2021 [PDF 300 KB] CMS Press Release: CMS Announces Relief for Clinicians, Providers, Hospitals and Facilities Participating in Quality Reporting Programs in Response to COVID-19 [PDF 400 KB] CDC and CMS Issue Joint Reminder on NHSN Reporting View the model marketing materials in the Downloads section below. The key focus of being of patients over the CMS requirements on the healthcare industry. WHY WORK WITH US? TI3*=0 ) Sign up to get the latest information about your choice of CMS topics. WebThe Medicare Advantage (MA) and Part D Marketing and Communications (MCMG) provides the marketing and communications requirements for Medicare Advantage (MA) plans, The consumer must also know if the plan is considered an low performing plan. WebHealth Net Medicare providers can review training and marketing guidelines to ensure services and coverage determinations are accurate. X;/?~I(A@%EOMG1Rc9 5:E[0n8 A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. CLICK HERE TO ACCESS MEDICARE MARKETING CMS MCMG MEMO. This FAQ walks through both permitted and Providing general information about the Medicare program would be considered an educational event. CMS requires all marketing websites to be submitted for review. ) You can decide how often to receive updates. Marketing Communications Guidelines while the proposed changes noted above are both welcome and necessary, CMS should reverse the significant changes to the guidelines that have weakened protections in recent years, and add new requirements; for example, as noted above, CMS should: Rescind rules weakening marketing v. educational But how is this fact going to help you sell more health insurance? 698 0 obj
<>stream
Model marketing materials include: the standardized Annual Notice of Change (ANOC) and Evidence of Coverage (EOC) templates and instructions, ANOC/EOC Errata, and Provider Directory. Following TPMO Guidelines CMS now considers agents and brokers to be third-party marketing organizations (TPMOs). Medicare Advantage Organizations, Prescription Drug Plans, and Section 1876 Cost Plans may rely on the contract year (CY) 2019 Medicare Communications and Marketing Guidelines (MCMG), which can be found at While plans may deplete existing hard copy stock, they should add the approval number and expiration date to the online versions and newly produced hard copies by January 1, 2020. The Guidelines are for use by Medicare Advantage Plans (MAs), Medicare Advantage Prescription Drug Plans (MA-PDs), Prescription Drug Plans (PDPs) and 1876 Cost Plans. SUBJECT: Medicare Communications and Marketing Guidelines . hb```a``Zk @16, TX3 You also need a scope for phone meetings and virtual meetings. January 1 through March 31 is considered the OEP. Toll Free Call Center: 1-877-696-6775. For information on the Medicare Open Enrollment Period Click Here. 200 Independence Avenue, S.W. 1 0 obj
View the Part C EOB materials in the Downloads section below. Download the Guidance Document Final Issued by: Centers for Medicare & Medicaid Services (CMS) Issue Date: January 01, 2020 HHS is committed to making its You can decide how often to receive updates. Only light snacks and refreshments. The Guidelines are for use by Medicare Advantage Plans (MAs), Medicare Advantage Prescription Drug Plans (MA-PDs), Prescription Drug Plans (PDPs) and 1876 Cost Plans. endobj
3 0 obj
Heres how you know. Click for updated Medicare Lead Program Free Medicare Lead Program (Turning 65/Med Supplement Leads) We have made some changes toRead more, How To Start Selling Medicare Insurance How To Start Selling Medicare Insurance: There are a number of articles on the web advising How To Start Selling Medicare Insurance. lock Ambetter plans to expand access to their value network in Florida. Medicare Open Enrollment Period Click Here, For the rules of educational events click here, CLICK HERE TO LEARN ABOUT OUR FREE LEAD PROGRAM. means youve safely connected to the .gov website. Reviews are done through the carriers in most cases. Guidance for this document can be located at https://www.cms.gov/Medicare/Health-Plans/Managed Care Marketing/Final Part C Marketing Guidelines. To sign up for updates or to access your subscriber preferences, please enter your contact information below. 7500 Security Boulevard, Baltimore, MD 21244, An official website of the United States government, Marketing Models, Standard Documents, and Educational Material, Agent/Broker Dos and Don'ts - Translated (CY 2023) (ZIP), CY2023 Model Materials - Reissued 12-15-2022 (ZIP), CY2023_Part C_Translated_DSNP_Model_Materials_-_Chinese_and_Spanish (ZIP), Agent/Broker Dos and Don'ts - 9-2022 (PDF), CY_2023_Part C_Translated Model_Materials_Chinese (ZIP), CY_2023_Part C_Translated_Model_Materials_Spanish (ZIP), CY2023 Agent Broker Training Testing Guidelines - Updated 08-03-2022 (DOCX), Agent/Broker Dos & Don'ts - Translated (ZIP), Agent/Broker Dos & Don'ts - 9-2021_ (PDF), CY_2022_Part_C_Translated_Model_Materials_Spanish (ZIP), CY_2022_Part_C_Translated_Model_Materials_Chinese (ZIP), CY 2022 Agent-Broker Training and Testing Guidelines_revised 7-6-2021 (PDF), 2021_Part_C_Translated_Model_Materials_Spanish (ZIP), 2021_Part_C_Translated_Model_Materials_Chinese (ZIP), CY_2021_ MA_and_Section_1876_Cost_Plan_Provider_Directory_Model_7-08-2020 (PDF), 2021_Agent_Broker_Training_Guidelines_Revised (DOCX), 2020 Translated Part C Model Materials_Spanish 2 (ZIP), 2020 Translated Provider Directory Models (ZIP), 2020 Agent Broker Training Testing Guidelines (PDF), 2019 Model Materials Updated 12-13-18 (ZIP), 2019 Model Materials - Translations (ZIP), 2019 Translated Model Materials_Part C EOC_SPA (ZIP), 2019 Translated Model Materials EOC Chinese (ZIP), 2019 Agent Broker Training Guidelines_Revised 08.20.18 (PDF), 2018 Model Materials - Translations (ZIP), 2017 Model Materials - Translations (ZIP), 2015 Model Materials - Translations (ZIP). Required fields are marked *. WebMarketing Guidelines such that the MAO cannot comply with both, the MAO must comply with 2021, a communication plan and all draft communication(s) for that change, must be All other CMS requirements relating to the review of marketing materials under 42 C.F.R. ( The guidelines allow organizations offering both Medicare Advantage and Prescription Drug Plans the ability to reference one document when developing marketing materials. 5 Social Media Content Ideas for December, blue cross and blue shield of texas bonus program, Bright HealthCare Expands ACA in 42 New Markets, temporary special enrollment period unwinding, unitedhealthcare individual and family plans. Especialista en Transformacin Digital.
Aunque tenga ya ms de 15 aos de experiencia como especialista SEO intento afianzar constantemente mis conocimientos sobre SEO y SEM ) These materials include the HPMS memorandum titled, Updates Regarding Final Part C EOB Model Templates and Implementation of the Part C EOB, the final templates and instructions, and Frequently Asked Questions regarding the Part C EOB requirements for Medicare Advantage Organizations, effective April 1, 2014. Simply sign another scope documenting those products and continue the appointment. Even for events held by phone only. Prospects and clients can compare plans (Advantage, supplement and part D), check on benefits, check doctors and Medications. "N E{8Q*~gc{;Cu6c8CVjm/i~e?]3t1. endstream
endobj
563 0 obj
<>stream
At that time, any new medical sales commissions due will be paid, starting from the first 2023 application. This plan has been rated 3.5 out of 5 stars. On January 19, 2021, CMS issued a final rule entitled Medicare and Medicaid Programs; Contract Year 2022 Policy and Technical Changes to the Medicare Medicaid managed care plans contract with the state Medicaid agency. If you are showing plan specific details such as benefits or premiums you are engaging in a sales event. They are educational events, sales events and individual appointments. View the Agent/Broker Training & Testing Guidelines in the Downloads section below. The seminars will be not only in Westchester and Putnam but also Dutchess counties. lock DISCLAIMER: The contents of this database lack the force and effect of law, except as means youve safely connected to the .gov website. WebConsultor SEO Jose Rdenas (Alicante): dedicado al posicionamiento web orgnico, el SEM, el marketing online y la la digitalizacin de empresas desde 2005. Cigna just announced their 2023 ACA commission schedule! The Marketing guidelines reflect CMS' interpretation of the marketing requirements and related provisions of the Medicare Advantage and Medicare Prescription Drug Benefit rules (Chapter 42 of the Code of Federal Regulations, Parts 422 and 423). ( Agents and brokers must record all calls (inbound and outbound calls) in their entirety, including calls to inform or educate clients about the event, as well as any post-event discussions. Your email address will not be published. Overall, the holiday season seems to bring joy and family unity around the world. HHS is committed to making its websites and documents accessible to the widest possible audience, Manages the alignment of MOAAs Official websites use .govA The .gov means its official. .gov Medicare Advantage plans are offered by private insurance companies. Make sure to do the scope form prior to starting the meeting however.
lock Federal government websites often end in .gov or .mil. Same day scopes of compliant. American Progressive Medicare Contracting, Teladoc, Lasik Vision Correction, Discount Dental,Vision,Rx Sales Contract, Medicare Advantage vs Supplement Plans Sales, Free Medicare Lead Program (Turning 65/Med Supplement Leads), https://attendee.gotowebinar.com/recording/2899290519088332033, Report the event prior to conducting and advertising it, You can distribute and collect applications, Call attendees from the sales event if they provided permission to contact (Gave you a PTC card or flyer), You cannot offer meals. Agents are still not able to make unsolicited contact to prospects for MA, MAPD or PDP by phone or in person in common areas. Agents are credited for all enrollments. Most people who write articles haveRead more, Your email address will not be published. The site is secure. CLICK HERE FOR UPDATED POST Because we periodically receive leads or money for leads from aRead more, Teladoc, Lasik Vision Correction, Discount Dental,Vision,Rx Sales Contract In short: This post shares some information about services available to patients throughTeladoc, Lasik Vision Correction, Discount Dental,Vision,Rx Sales Contract Teladoc is a national network of U.S.Read more, American Progressive sales seminars American Progressive is in the process of interviewing agents to run American progressive sales seminars. Qu4 8q ]8!FaO6{dB>8ws#%=MK%E,E*e*!*O|?Q4RRRRSiRiS]O8kgn^0N.iP~3nOF"FD"yza4={ o?l)$Fq\xH*QDEl IU%QJ(D* CMS considers communications and marketing to be two different things. In other words, if you are talking Medicare with someone get a scope. Secure .gov websites use HTTPSA %PDF-1.7
Dental Insurance Commissions The dental commission structure pertains to business with effective dates of 1/1. WebEach year CMS and states participating in the Financial Alignment Initiative (FAI) jointly update state-specific marketing guidance and model member materials required for use by Current guidance and model member materials issued by CMS through the Health Plan Management System (HPMS) appear below. In order to initiate conversations with prospects in person or by phone you will need to have permission to call/contact (PTC). During a sales event: Sales events are an attempt to steer someone into a specific plan. OK Find a Provider Better to have one every time to be safe. The Medicare Marketing Guidelines 2021 are the same as the 2020 MCMG. Medical commissions will be paid for up to four children on the plan. Medicare Marketing Guidelines Marketing Models, Standard Documents, and Educational Material This section includes standardized outreach and educational material Because these plansRead more, Free Medicare Lead Program (Turning 65/Med Supplement Leads) NOTE: We have updated our lead program. PTC can be obtained through flyers, business reply cards, PTC forms online leads (Likes or shares on social media platforms are not valid) from vendors and other methods that prospects use to initiate contact. authorized by law (including Medicare Advantage Rate Announcements and Advance Notices) or as specifically EJ+QTEEJ+QtE mU|9"TavkY pUqF`%l]7
>m! Schedule marketing appointments immediately after the meeting You cannotdo the following: Require anyone to sign on or provide contact information Hand out or take applications or other plan specific information- (This is a marketing event) Give away cash prizes Provide or take enrollment forms Discuss carrier specific information i !q Pf`qH X$AQ e&ExLL^LLA+nLuI-t)P&|neJrX!q@?,@mA If they would like to review non health related products such as life insurance, LTC, annuity, etc. part 422, subpart V, continue to apply. CMS is finalizing a technical change to enable CMS to calculate the 2023 Part C Star Ratings for the three Healthcare Effectiveness Data and Information Set (HEDIS) measures collected through the Health Outcomes Survey: Monitoring Physical Activity; Reducing the Risk of Falling; and Bladder Control. An official website of the United States government %
The most recent memo from CMS is available below through the link. %PDF-1.6
%
Washington, D.C. 20201 Sign up to get the latest information about your choice of CMS topics. To date, CMS has not released an update or memo for 2021. + xp0W:t|}S>6I1/FG'AoN f!ZtYR~=9Vm Cs,PCF%Q"j#j$72c}^=lF <>/ExtGState<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 13 0 R 16 0 R 17 0 R 21 0 R 22 0 R 28 0 R 30 0 R 33 0 R 34 0 R 37 0 R 38 0 R 39 0 R 40 0 R 41 0 R 42 0 R 44 0 R 45 0 R 47 0 R 48 0 R 49 0 R 50 0 R 51 0 R 52 0 R 53 0 R 55 0 R 56 0 R 57 0 R 58 0 R 59 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>>
%%EOF
hbbd``b`>$ &$ .+ bX1
$"pH, $")s@Lz@`!3u>0 '`
Provider Medicare Training & Marketing Guides | Health Net Skip to Main Content Healthnet.com uses cookies. However, the does need to have an opt out option in option to be compliant. hb```b``c`e` B@1V @C including individuals with disabilities. 7500 Security Boulevard, Baltimore, MD 21244, An official website of the United States government, Medicare Communications and Marketing Guidelines 3-16-2022 (PDF), CY 2016 Medicare Marketing Guidelines (PDF), Medicare Marketing Guidelines 06.28.13 (ZIP), CY2018MedicareMarketingGuidelines_Final072017 (PDF), CY2019 Medicare Communications and Marketing Guidelines_Updated 090518 (PDF), Medicare Marketing Guidelines 06.17.14 Updated with Issue Date (ZIP), Medicare Communications & Marketing Guidelines Update Memo - 8-6-19 (PDF), Medicare Advantage Marketing Regulations - 422 Subpart V, Medicare Part D Marketing Regulations - 423 Subpart V. sH2jy + a&@GJh& +%V,fpt!9'cfO+Ip|L2\1 /0U4,P9L&009 =\.gi'Jo-=5I9)zwf?PGsr oom0\jd Z.F kD
db3u2 The Marketing guidelines reflect CMS' interpretation of the marketing requirements and related provisions of the Medicare Advantage and Medicare Prescription Drug Benefit rules (Chapter 42 of the Code of Federal Regulations, Parts 422 and 423). 559 0 obj
<>
endobj
Sales events, on the other hand, are designed to steer, or attempt to steer potential enrollees towards a limited set of plans. For Medicare Advantage Plans. Communication materials do not require CMS approval. 0
Under the new CMS guidelines, agents selling Medicare Advantage plans can no longer use promotional materials that could mislead, confuse, or exaggerate the benefits of their plans. U.S. Department of Health & Human Services A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. WebThe Medicare Communications and Marketing Guidelines (MCMG) is a set of rules that insurance companies selling plans must follow. Share sensitive information only on official, secure websites. The federal regulation at 42 CFR 438.104 defines marketing as any communication, from an [Medicaid managed care plan] to a Medicaid beneficiary who is not enrolled in that entity, that can reasonably be interpreted as intended to influence the beneficiary to CMS replaced the models that were previously posted on this website to reflect the OMB approval number and expiration date. lock Heres how you know. All Rights Reserved. %%EOF
In fact, two of the plans will beRead more, Medicare Leads Available At No Cost Note: Our blog: Medicare Leads Available At No Cost program has been changed. An official website of the United States government Access to all major carriers with the ability to compare plan benefits and prescription drug costs. [M7XRM v:rY DXF4UbT+"J%p$ As part of CMS implementation of the Medicare Improvements for Patients and Providers Act (MIPPA) of 2008, CMS has revised the Medicare Marketing Chapter to And dont get me started on the unofficial holiday song that was released back in 1994 (yes, we are talking about Mariah Careys single: All I want for Christmas is you). Medicare Marketing Guidelines 2021: Types of events and appointments Meetings and presentation fall under one of three categories. Share sensitive information only on official, secure websites. Agents are now able to make unsolicited contact with a prospects for MA, MAPD and PDP via email. The .gov means its official. ( stream
The Vice President of Communications oversees the organization's communications, editorial, media, design and advertising sales functions to produce a wide range of high-quality, accessible and compelling communication products and content for a diverse set of member and external audiences. Are you contracted with Ambetter yet? Advancing is not available. 422.2264: Beneficiary contact. By BluePeak Advisors May 26, 2021 On Friday May 28th, at 5pm ET, CMS will provide Plan Sponsors access to the new HPMS marketing module. We are in the process of retroactively making some documents accessible. means youve safely connected to the .gov website. If you hold or are presenting in a sales event format be sure to follow the rules: Agents are now allowed to have sales event immediately following an educational event. Sales made during an Open Enrollment or a Special Enrollment Period are eligible. The new marketing material module has enhanced functionality and will provide tools to Plans to facilitate tracking its marketing materials. The Department may not cite, use, or rely on any guidance that is not posted Washington, D.C. 20201 WebMarketing rules for Medicare plans People representing Medicare plans aren't allowed to: Ask for your personal information (like your Medicare, Social Security, bank account, or credit card numbers) over the phone unless its needed to verify membership, determine enrollment eligibility, or process an enrollment request. An official website of the United States government. If you need assistance accessing an accessible version of this document, please reach out to the guidance@hhs.gov. endstream
endobj
160 0 obj
<>>>
endobj
161 0 obj
<. You can decide how often to receive updates. website belongs to an official government organization in the United States. Full commission (directly from the carriers) and no minimum production needed to start. How to become a Medicare agent If youre interested in how to, Online Enrollment- Enroll prospects online without the need for a face to face appointment. CLICK HERE TO LEARN MORE ABOUT CONNECT4MEDICARE. LEARN WHAT WE HAVE TO OFFER HERE. incorporated into a contract. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. lock The seminarsRead more, Building A Medicare Sales Agency Building A Medicare Sales Agency: There are a number of different models you can use when you build a Medicare sales agency. 200 Independence Avenue, S.W. Stay up to date with Medicare Marketing Guidelines by attending our Medicare Training Series live events! Cano Health Medical Centers Centrum Medical Center Fox Medical Center IMC Health Medical Centers MedFlorida Medical Center UniVida Medical Center Community Medical Group is currently the main provider for the Ambetter Value Network. pgA +tKe.hT+mqOi^Ef(V:
09\O^]S`Uj0? Official websites use .govA U.S. Department of Health & Human Services ) Starting January 1, 2023, Ambetter Value plan members can access providers in the below list for all medical needs. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); With licensed sales professionals in both the investment and insurance fields, the experienced and knowledgeable team at Crowe & Associates can tend to your various needs. Share sensitive information only on official, secure websites. They are educational events, The Department may not cite, use, or rely on any guidance that is not posted 36>=#n!9OB2J{k+ye|8exK2rTx6>#8g-o,.@L [ZGkhyGGGCZ[^;85M
L`P83p2@A
>(d'X(^`ocTcdPs`/;5Auscv|]B8Uj7g6````>nH "y g` c? lock (SOA) The PTC is used to start contact with a prospect. Secure .gov websites use HTTPSA 422.2265: Websites. Director, Medicare Drug Benefit and C & D Data Group. Guidance for Pace marketing guidelines and marketing requirements and related provisions of the Programs of All-inclusive Care for the Elderly (PACE) rules (Chapter 42 of the Code of Federal Regulations (CFR), Part 460 (See Appendix 1 for a list of related laws and regulations). The difference between the two is the material used and intent of the material. The Marketing guidelines reflect CMS' interpretation of the marketing requirements and related provisions of the Medicare Advantage and Medicare Prescription Be careful not to confuse a PTC with a Scope of appointment form. 582 0 obj
<>/Filter/FlateDecode/ID[<5F2038F586BEA94FAD73980201E44AA1>]/Index[559 140]/Info 558 0 R/Length 121/Prev 362965/Root 560 0 R/Size 699/Type/XRef/W[1 3 1]>>stream
hbbd```b``"@$c*dHR0,f@0y,"IK 6w %
$fk00120 FIGG
Glamnetic Magnetic Eyelashes,
What Happened To Charlie Griffin Wicked Tuna,
Easiest Police Departments To Get Hired In California,
What Happened To Kathleen Zellner,
How To Get Clients As An Independent Provider,
Articles C